Products & Solutions | PayOne Gateway

PayOne Gateway is an unrivaled transaction processing solution that authorizes multiple payment methods such as credit, debit, prepaid and closed loop cards via different payment channels, including Points of Sale (POS), web, mobile, Mail Order / Telephone Order (MOTO) and Interactive Voice Response (IVR). The Gateway allows acquirers, aggregators, payment service providers and merchants to benefit from a 360-degree electronic payment cycle that encompasses transaction authorization and presentment, fee distribution, as well as settlement and reconciliation with financial back-ends. This ensures that merchant and acquirer data remains consolidated via a unified system regardless of the payment method or channel. PayOne Gateway is compliant with Verified by Visa (VBV) and SecureCode.


Advanced Fraud Prevention

Extended under PayOne Gateway and PayOne ezGov, the ACI ReD Shield advanced fraud prevention solution helps minimize chargeback rates and false positives, subsequently maximizing revenues. Moreover, it reduces the time and costs associated with manual reviews, enabling users to safely expand into new markets and deliver fraud mitigation strategies that are both customized and business-focused.

Dynamic Currency Conversion

Dynamic Currency Conversion (DCC) – also known as Cardholder Preferred Currency (CPC) – allows cardholders to make international product and service purchases via the World Wide Web and Points of Sale (POS) using their cards’ local currencies. This provides significant additional revenue streams for acquirers and merchants, as well as an enhanced service that allows cardholders to benefit from competitive and immediately visible foreign exchange rates at the time of purchase.

DCC can be offered as an optional add-on service along with other core solutions such as PayOne Gateway or PayOne ezGov, both of which are open for integration with any third party DCC provider or with the STS PayOne proprietary DCC engine.

EFT POS Management and Field Support

The Electronic Funds Transfer at Point of Sale (EFT POS) Management and Field Support solution is delivered by a highly qualified and competent Support & Service Team. The solution offers government entities, banks, service center providers and card distribution centers around-the-clock support, ensuring that their needs are met in an efficient and professional manner. STS PayOne supplies and installs the leading American electronic payment system, EFT POS, with the help of the largest onsite support team in Jordan, which comprises STS PayOne field representatives who are dedicated to serving merchants across all areas of the country.

IVR Payment Services

STS PayOne offers a Payment Card Industry Data Security Standard (PCI-DSS) compliant Interactive Voice Response (IVR) payment service that allows acquirers, aggregators, payment service providers and merchants to obtain real-time transaction authorization without the need to collect or store sensitive payment card data on their systems. By attaining, enhancing and streamlining call center Mail Order Telephone Order (MOTO) transactions, users are able to minimize consequent risks and costs of fraud and charge-backs, as well as boost customer confidence and satisfaction.

Featured under STS PayOne’s enhanced services, IVR can be provided along with other core solutions such as PayOne Gateway and PayOne ezGov.

Download The Brochure

To know about this product you can download the brochure from the link below.